Calculator | Rate | Positive Payment | Future Value | Convention |
---|---|---|---|---|

HP 10B HP 10BII LeWorld 1399 TI BA II Plus TI-83 TI-83 Plus TI-84 Plus TI-85 "FINAN" equation (revised) TI-86 "FIN" program | Annual | Increasing | Withdrawal | Standard |

Radio Shack EC-5001
Sharp EL-731 Sharp EL-733A | Periodic | Increasing | Withdrawal | Standard |

TI-82 "Finance" program | Periodic | Increasing | Balance | Basic |

TI BA-35
TI BA-35 Solar | Periodic | Decreasing | Balance | Loan |

**Basic convention**calculators represent payments which increase the balance of an account as positive payments, and future values are given as balances in that account.**Standard convention**calculators represent payments which increase the balance of an account as positive payments, and future values are treated as amounts which can be withdrawn from the account.**Loan convention**calculators represent payments which decrease the balance of an account as positive payments (making loan computations easier), and future values are given as balances in that account.

Calculator | Financial Mode | Floating Decimal | Clearing Financial Data | Beginning Annuities |
---|---|---|---|---|

HP 10B | automatic | DISP . | CLEAR ALL | BEG/END |

HP 10BII | automatic | DISP . | C ALL | BEG/END |

Radio Shack EC-5001 Sharp EL-731 Sharp EL-733A | 2ndF MODE until FIN appears | 2ndF TAB . | 2ndF CA | Press BGN until BGN appears |

TI BA-35 | 2nd FIN | 2nd DEC until DEC2 disappears | 2nd FIN | Use DUE instead of CPT to solve |

TI BA-35 Solar | MODE until FIN appears | 2nd FIX . | 2nd CMR | 2nd BGN until Begin appears |

TI BA II Plus LeWorld 1399 | automatic | 2nd Format 9 ENTER 2nd QUIT | 2nd CLRTVM | 2nd BGN 2nd SET (until BGN appears) 2nd QUIT |

TI-82 (with "FINANCE" program) | PRGM FINANCE | MODE Float ENTER CLEAR | CLEAR VALUES, ENTER | ENTER VALUES, TYPE, 1 for DUE |

TI-83 | 2nd FINANCE TVMSolver | MODE Float ENTER CLEAR | enter zeros | select BEGIN |

TI-83 Plus TI-84 Plus | APPS Finance TVMSolver | MODE Float ENTER CLEAR | enter zeros | select BEGIN |

TI-85 (with "FINAN" equation) | 2nd SOLVER CLEAR FINAN | 2nd MODE Float ENTER CLEAR | enter zeros | enter value of 1 for DUE |

TI-86 (with "FIN" program) | 2nd MATH MORE FIN | 2nd MODE Float ENTER CLEAR | enter zeros | FORMT, select BEGIN |