## TI BA-35 Information

The newer TI BA-35 Solar is not identical.
Financial Keys
N, number of periods
%i, rate of interest per period
PMT, payment per period
PV, present value
FV, future value
Conventions
Payments which increase the balance are negative numbers.
Payments which decrease the balance are positive numbers.
Future values are balances, usually entered as positive numbers.

Floating Decimal
Press 2nd Decimal until DEC2 disappears from the display.
Financial Mode
Press 2nd FIN.
Clearing Financial Data
Press 2nd FIN.
Beginning Annuities
Substitute the DUE key for the CPT key at the time you compute the missing value.

Entering Financial Data
Display the value, then press the financial key.
Computing Values
Press CPT (or DUE for a beginning annuity), followed by the financial key to be computed.

Example:
Tom's account begins with \$500, and earns 6% per year, compounded monthly. He deposits an additional \$50 at the end of each month. What will the balance be at the end of one year?

The variables are:
 N = 12 I = 6/12 = 0.5 PMT = 50 increasing PV = 500 FV = ???

The keystrokes are:
2nd FIN
12 N
0.5 %i
50 +/- PMT
500 PV
CPT FV

The answer is \$1,147.62, rounded to the nearest cent.