## TI BA-35 Solar Information

The older TI BA-35 is not identical.
Financial Keys
N, number of periods
%i, rate of interest per period
PMT, payment per period
PV, present value
FV, future value
Conventions
Payments which increase the balance are negative numbers.
Payments which decrease the balance are positive numbers.
Future values are balances, usually entered as positive numbers.

Floating Decimal
Press 2nd Fix, followed by the decimal point.
Financial Mode
Press MODE until FIN appears in the display.
Clearing Financial Data
Press 2nd CMR.
Beginning Annuities
Press 2nd BGN until Begin appears in the display.

Entering Financial Data
Display the value, then press the financial key.
Computing Values
Press CPT, followed by the financial key to be computed.

Example:
Tom's account begins with \$500, and earns 6% per year, compounded monthly. He deposits an additional \$50 at the end of each month. What will the balance be at the end of one year?

The variables are:
 N = 12 I = 6/12 = 0.5 PMT = 50 increasing PV = 500 FV = ???

The keystrokes are:
2nd CMR
12 N
0.5 %i
50 +/- PMT
500 PV
CPT FV

The answer is \$1,147.62, rounded to the nearest cent.